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Service Charges & Fees
SERVICE CHARGES
S. No Items Existing Service Charges Revised charges
(Exclusive of Ser. Tax)
1. Issue of Cheque Books in Saving Bank account Rs. 2 per leaf & 50 leaves free in a calendar year No Change
2. Issue of Cheque books in Current Account Rs. 2 per leaf & 50 leaves free calendar year No Change
3. Issue of Pass book/Balance certificate Issue of balance certificate Rs. 39. Rs. 50 + S. T.
4. Duplicate Pass Book Statement With latest balance Rs. 23 with previous entries Rs. 23 for SB for each folio and Rs. 28 for CA. For duplicate pass book Rs. 100 + S T. For statement SB/CA Rs. 25 + S.T
5. Stop Payment instructions Rs. 23 per instrument Rs. 40 + S.T.
6. Account closure before 12 months (A/C transfer not included) Old A/c Rs. 56 & New A/c Rs. 112 for Individuals Other than individuals Rs. 168 Old A/c Rs. 50 & New A/c Rs. 100+ S.T. for Individuals Other than individuals Rs. 150 + S. T.
7. Cheques return charges (Cheques drawn on us) Rs. 56 for insufficient funds and for other reason Rs. 28 100 for insufficient fund and other reason Rs. 50 + Ser Tax
8. Cheques / Bills deposited returned unpaid-Local Rs. 56. Rs. 50 +S.T.
9. Signature verification Nil No Change
10. No dues certificate Rs. 84. 75 + S. T.
11. Remittance Facility Issue of Demand Draft Upto Rs. 10,000 - Rs. 30 Above Rs. 10,000 Rs. 2.50 per Rs. 1,000 Min. Rs. 50, Max. Rs. 12,000 Rem. charges Rs. 100 per TT No Change
12. Revalidation/cancellation of drafts Rs. 56 Rs. 56 50+S.T
13. Issuance of duplicate demand draft Rs. 90 Rs. 100 S.T.
14. Issue of Banker’s Cheque Upto Rs. 10,000 - Rs. 30 Above Rs. 10,000 Rs. 2.50 per Rs. 1,000 Min. Rs. 50, Max. Rs. 12,000 No Change
15. Revalidation / Cancellation of Banker’s Cheque Rs. 56 50 S.T.
16. Issue of duplicate banker’s Cheque Rs. 90 Rs. 100 S.T.
17. Issue of TT Same as draft ch. (Tel. Ch. Rs. 100 per TT) No Change
18. Collection of Cheque / bills Upto Rs. 20,000 - Rs. 40 Above Rs. 20,000 Rs. 3.00 per Rs. 1,000 Min. Rs. 70, Max. Rs. 12,000 No Change
19. DD Purchase Outstation Cheque Nil Nil
20. Cheques / bills deposited returned unpaid-outstation Rs. 125 and Other bank charges, if any. No Change
21. Postal charges Rs. 30 (Minimum) Ordinary - Rs.30 Regd. / courier - Rs.45
22. Min.service charges (Folio charge) Rs. 56 for Savings A/c p.a (200 free transaction in a year) Rs. 300 for Current A/c p.a. Rs. 50 S.T for SB A/c (200 free transaction in a year) Rs. 300 + S. T. for current Account
23. Minimum Balance Charge in SB & CA NA SB A/c Rs. 20 + S.T. Ca A/c Rs.50 +S.T.
24. Inoperative account Rs. 56 per year Rs. 100/ -S.T. per year
25. Charges for excess debit entries in SB Nil Nil
26. Setting up Standing Instructions (SI) Rs. 17 p.a. (yearly) Rs. 15 S.T.
27. Safe deposit Lockers Rs. 393 per annum. In case of loss of key Rs. 500 in addition to the actual expenditure incurred for breaking open the locker and changing lock by manufacturer. Rs.600 S.T. In case of loss of key Rs. 500 in addition to the actual expenditure incurred for breaking open the locker and changing lock by manufacturer
28. Solvency certificate Upto Rs. 50,000 - Rs. 281 Above Rs. 50,000 to Rs. 1 lakh – Rs. 1,124 Above Rs. 1 lakh – Rs. 1,000 + Rs. 112 per lakh For Bank & Performance Guarantee – 2.25% p.a. (in case of cent percent margin money in the form of RIS / FD – 1.12% p.a.) Upto Rs. 50,000 - Rs. 250+ S.T. Above Rs. 50,000 to Rs. 1 lakh – Rs. 1,000 + S.T. Above Rs. 1 lakh – Rs. 1,000 + S T- per lakh For Bank & Performance Guarantee – 2.25% p.a. (in case of cent percent margin money in the form of RIS / FD – 1.12% p.a.)
29. Photo attestation charges Nil Nil
30. Interest Certificate First free. Extra copy Rs. 56 per certificate Rs. 50+S.T.
31. Enquiries relating to old records (More than 12 months old) Rs. 84 per item Rs. 75 + S T.
32. Payment of deposit receipts to another bank For loans – Nil For Deposit – Charges as applicable to Banker’s cheque No Change
33. Loss of token Rs. 112 Rs. 100 + S T.
34. Fund transfer to ICICI at mainland Upto Rs. 49,999 - Rs. 50 Rs. 50,000 and above - @ Rs. 2.00 per Rs. 1,000 -
35. Call deposit charge Rs. 68 per instrument Rs. 60 + S.T.
36. Deposit loan (processing charge) Rs. 17 per loan Rs. 15+S T.
37. Processing charges for Over draft account renewal Below Rs. 50000, Rs. 100 plus service tax Rs. 50000 to Rs. 1.00 lac Rs. 250 plus Ser. Tax Above 1.00 lac @250 per lac subject to maximum Rs. 1000 plus Ser.Tax Below Rs. 50000, Rs. 100 Rs. 50000 to 1.00 lac Rs. 250 Above 1.00 lac @250+ S Tax per lac subject to maximum Rs. 1500+ S T.
38. Processing charges on Loans and Advances (Fresh) Up to Rs. 50,000 Rs. 100 + S.T Rs50,001 to < Rs. 1.00 Lac Rs250+ S.T Rs. 1.00 lac and above Rs. 400 per lac (or) part thereof +S.T. with a minimum of Rs.12,000 + S.T Up to Rs. 50,000 Rs. 100 + S.T Rs50,001 to < Rs. 1.00 Lac Rs250+ S.T Rs. 1.00 lac and above Rs. 400 per lac (or) part thereof +S.T. with a minimum of Rs.12,000 + S.T (ADDITIONAL CHARGES)
1. Land Mortgage cases (Non -agriculture) For central registry of securitization an additional charge of Rs. 300 for the land value up to 5.00 lac & Rs. 600 for the land value above Rs. 5.00 lac should be charged.
2. Other than Land Mortgage No Change
 
S. No Items New Chrges
1. RTGS/ NEFT/ECS CHARGES RTGS(R-41 Mode) Customer Mode NEFT
Upto Rs. 10,000 Rs. 2.50 per transaction
Above (Rs. 10,001 to Rs. 1.00 Lac) - Rs. 5 per transaction
Above (Rs. 100,001 to Rs. 2.00 Lac) - Rs. 15 per transaction
Above Rs. 200,000 - Rs. 25 per transaction

RTGS
Rs. 2.00 lacs up to Rs. 5.00 lacs Rs. 31 per transaction
Above Rs. 5.00 lacs Rs. 56 per transaction

NOTE
i) Charges are to be covered from the account where the Credit is afforded.
ii) Above charges are applicable to all type of transactions, including inter-bank funds transfer (RTGS R-42) – Bank mode.
iii) As above charges are not inclusive of Service Tax and other additional charges such as courier charges, out of pocket expenses etc., need to be levied from customers, wherever applicable.
2. Cash withdrawal from SB/CA(other than home branch) Maximum limit per day Rs.49000 Rs. 25 per transaction
 
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